Effective: March 10, 2014
Collection of Information
The information Company collects about You is by and through Your (i) entering data, (ii) the collection of the data commonly left by Your access via electronic means, (iii) Your access to and use of this Site and through Your use of Company's loan matching services ("Company's services"). Within (i) You are solely responsible for its accuracy and any such information will be considered by Company as accurate and truthful for the purposes it has been entered by You. You agree that the information collected during registration includes certain sensitive information. This information is used for identification and communication purposes. Any use of Company's services is entirely voluntary and You are not required to provide this information unless You choose to do so or chose to use Company's services. Where mandatory information is required for the Company to supply its services and YOU have not provided it, You will not be able to access or use Company's services. You accept this not to be cause of damages or liability for the Company. The information that may be collected includes, without limitation:
- Loan amount
- Date of birth
- Telephone number(s)
- E-mail address
- Residential status
- Employment information
- Payment schedule
- Monthly net income
- Banking information
Other information is collected by virtue of Your access to and use of this Site. This information is used in the aggregate to analyse trends, administer the Site, track movement, and understand consumer behaviour generally. The information collected by virtue of Your access to and use of this Site may be collected irrespective of You submit information to register for Company's services. Such information that may be collected includes, without limitation:
- Internet Protocol address
- Internet Service Provider
- Operating system
- Location Referral/Exit pages
- Date/Time stamp
- Click number
The information collected by and through Your access to and use of this Site and Your use of Company's services may be transferred to other countries outside the United Kingdom, but only to countries within the European Economic Area and countries or territories outside of the European Economic Area that ensure an adequate level of protection for Your rights and freedoms in relation to the processing of Your personal data.
This Site also employs the use of session Cookies, which are not permanently stored on Your computer. When You register for Company's services, a large amount of data is transferred through each step of the registration process. Such data includes information collected by and through Your access to and use of this Site and through Your use of Company's services. Session Cookies enable Company to keep track of this data until Your registration for Company's services is complete. Session Cookies expire after a period of inactivity or when You close Your browser. You have the ability to accept, decline, or remove Cookies at any time by modifying Your browser settings. Please note that to decline or remove Cookies may hinder the performance of this Site or Company's services. Company has no control over third party Cookies technology.
Use & Sharing of Information
Any information submitted by You and/or collected by and through Your access to and use of this Site and Your use of Company's services will be understood as accurate and the Company will be authorised to use it to assist You in Your inquiry for the purposes the information and data was supplied, and to share with You offers and promotions or information about additional products or services in which You might be interested. Such collected information may also be used for other purposes for which You have given Your consent, to prevent fraud, or as may otherwise be permitted by applicable law. To that end, You expressly authorise Company to share such collected information with third parties lenders, joint marketers, and service providers that use Your information only as permitted by the law, Company or as necessary to effectuate the purpose of Your payday loan inquiry.
When your information has been submitted by You for the Company to assist You in the search of a suitable payday loan and, where appropriate, to facilitate a link with the lender, You accept that the information You submitted is accurate and truthful. You will keep the Company harmless for any liability resulting from You entering false or inaccurate information. You acknowledge that it is the Lender’s obligation and duty to disclose the information relating to a loan agreement before such agreement is reached. You accept that though the information submitted to the Company could be an integral part of your agreement with the lender, Your acceptance of this Policy does not constitute an assessment of Your creditworthiness as dictated by the law, nor a lending agreement, as this may solely be offered to You by the Lender of your choice, further to Your being contacted, assessed and approved to that effect by the lender outside of the relationship between You and the Company. You agree that the Company is not liable, once the information has been entered by You, for You not being provided with a loan. Lenders may use the information entered by You, collected by and through Your access to and use of this Site and Your use of Company's services as necessary to process Your payday loan inquiry. You expressly authorise such trusted lenders to contact You via telephone and mobile device (including by automated dialling and/or pre-recorded or artificial voice) at the number(s) provided by You (notwithstanding that Your number(s) may be listed on a Do-Not-Contact registry, suppression list, or the like) to assist You with Your payday loan inquiry.
Should You no longer wish to receive related offers and promotions by telephone, post, and electronic mail (e-mail and SMS) from Company and trusted joint marketers and service providers, You must contact Company via post to 145-157 St. John Street, Suite 19550, London, EC1V 4PW or email to info@Paydayinn.co.uk, or You must follow the instructions in the message itself. You may continue to receive offers and promotions by telephone, post, and electronic mail (e-mail and SMS) from third parties with which You are separately subscribed. Company is not responsible for stopping all unwanted communications from sources beyond Company's control.
As part of the process of registering for Company's services, Company asks You whether You expressly consent to receiving related offers and promotions by telephone, post, and electronic mail (e-mail and SMS) from Company and trusted joint marketers and service providers. If You expressly consent to receiving related offers and promotions by telephone, post, and electronic mail (e-mail and SMS) from Company and trusted joint marketers and service providers, You do so notwithstanding that Your contact information may be listed on a Do-Not-Contact registry, suppression list, or the like.
If You expressly consent to receiving related SMS-based offers and promotions from Company and trusted joint marketers and service providers, You do so with the understanding that—based on Your individual carrier and plan—message and data rates may apply, and You warrant that You are eighteen (18) years of age or older, that You own or are authorised to use the mobile device to which SMS-based offers and promotions will be sent, and that You are authorised to approve any applicable charges.
Security of Information
Company employs a series of physical and electronic security measures and procedures to safeguard the security and integrity of Your information from unauthorised access, use, destruction, or disclosure—both online and offline. For example, Company has managerial security measures in place wherein access to and use of Your personal information is limited. As for technical security measures, Company secures data transmission with Secure Socket Layer (SSL) encryption software, limits access to data storage with password protection, and stores data on secure servers and computers.
Please note that although Company takes all reasonable precautions to protect Your data, no data storage or data transmission security is guaranteed. Accordingly, Company cannot, and does not, represent, warrant, or guarantee the complete security of any data storage or data transmission. You understand and expressly agree that Your access to and use of this Site and Your use of Company's services is done at Your own risk.
In the event of any known data security breach with respect to Your personal information, Company will notify You and relevant authorities as may be required by applicable law. Be advised that notice to You may be delayed to address the needs of law enforcement, to determine the scope of the breach, and/or to employ certain remedial measures.
Access to Your Personal Information
Company retains the information collected by and through Your access to and use of this Site and Your use of Company's services as needed to perform Company's services, to comply with legal obligations, to resolve disputes, and to enforce agreements. Under the Act you have the right to access Your personal information (subject to certain exemptions). If you wish to find out what information, if any, we hold – or are processing – that relates to you, please complete a Subject Access Request Form. the Form can be provided to you upon request. A charge of £10 per request applies.
If You would like a copy of some or all of such information, or if you wish to update or delete the same, please communicate Your request to Company via post to 145-157 St. John Street, Suite 19550, London, EC1V 4PW or email to info@Paydayinn.co.uk.
Third Party Links
This Site is a general audience website and is not specifically designed for or targeted to children. You must be eighteen (18) years of age or older to register for Company's services. Children under the age of eighteen (18) are strictly forbidden from registering for Company's services. Company does not knowingly collect, use, or share any information of children under the age of eighteen (18). If Company becomes aware that information of a child under the age of eighteen (18) has been inadvertently collected at this Site, Company will undertake reasonable efforts to delete it from Company's records. Because Company does not knowingly collect such information, Company has no information regarding its use or disclosure to third parties.
Company's Contact Information